CeltiCare Solution

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Annual Out-of-Pocket Expenses per benefit year Maximum amount
Per Person $2,000
Family total $4,000
Annual Deductible Maximum amount
Per person None
Family total None
Covered Benefit Copayment
Outpatient Medical Care
Community Health Center Visits (Primary Care/Specialist) (No Copayment for adult routine physical, annual GYN exam, well-child care and early intervention services.) $25/$25
Office Visits (PCP/Specialists) (No Copayment for adult routine physical, annual GYN exam, well-child care and early intervention services.) $25/$25
Outpatient Surgery (Hospital and Ambulatory Surgery Centers) $500 per surgery
Diagnostic X-rays/Labs $0/$0
Diagnostic CT/MRI/MRA/PET scan $75/$75/$75/$75
Nuclear Cardiac Imaging $75
Inpatient Medical and Maternity Care $500 per admission
Prescription Drugs
Medication via Pharmacy (1 month supply)

 

*Generics for treatment of high blood pressure, high cholesterol, and diabetes

Generic* – $15

 

Preferred – 50% coinsurance

Non-preferred – 50% coinsurance

Medication via Mail Order (90 day supply)

 

*Generics for treatment of high blood pressure, high cholesterol, and diabetes

Generic* – $30

 

Preferred – 50% coinsurance

Non-preferred – 50% coinsurance

Emergency Care (waived if admitted) $100
Mental Health (biological based) -
Office visits $25
Inpatient Admission $500 per admission
Mental Health (non-biological based) -
Office visits $25
Inpatient Admission $500 per admission
Substance Abuse
Outpatient Office Visits and rehabilitation $25
Outpatient detoxification $25
Inpatient Admission (rehabilitation) $500 per admission
Inpatient Admission (detoxification) $500 per admission
Rehabilitation Services
Cardiac Rehabilitation $25
Home Health Care $0
Inpatient Rehabilitation Services
Skilled Nursing Facility (Up to 100 days per benefit year) $500 per admission
Inpatient Rehabilitation or Chronic Disease Hospital (Up to 60 days per benefit year) $500 per admission
Short-term outpatient rehabilitation (Physical and Occupational Therapies up to a combined limit of 60 visits per benefit year)) $25 per visit
Speech Therapy (no limits other than medical necessity.) $25 per visit
Autism Spectrum Disorder Services (no annual or lifetime benefit limits other than medical necessity)
Outpatient Office Visits(Medical Necessity review after12 visits) $25
Outpatient rehabilitation (Physical, Occupational and Speech Therapy, Social Work Visits) $25 per visit
Habilitative Services (Professional, counseling and guidance services and treatment programs including but not limited to applied behavioral analysis) $25 per visit
Other Benefits
Ambulance (Emergency covered.  Non-emergent covered only when prior authorized.) $0
Durable Medical Equipment, Supplies, Prosthetics, Orthotics, Oxygen & Respiratory Therapy Equipment.

 

Combined limit of $1,000 per benefit year.
No limit for DME provided during a Home Health Service.
No limit on Diabetic Supplies.

$0
Hospice $0
Routine foot care (for diabetics) $0
Vision (exam and glasses every 12 months) $25
Wellness (Family Planning, Nutritional Counseling, Prenatal, Nurse Midwife) $0