Commonwealth Choice Gold
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| Annual Out-of-Pocket Expenses per benefit year | Maximum amount |
|---|---|
| Per person | Unlimited |
| Family total | Unlimited |
| Annual Deductible | Maximum amount |
| Per person | None |
| Family total | None |
| Covered Benefit | Copayment |
| Outpatient Medical Care | |
| Community Health Center Visits (Primary Care/ Specialist) (No Copayment for adult routine physical, annual GYN exam, well-child care and early intervention services.) | $20/$30 |
| Office Visits (PCP/Specialists) (No Copayment for adult routine physical, annual GYN exam, well-child care and early intervention services.) | $20/$30 |
| Outpatient Surgery (Hospital and Ambulatory Surgery Centers) | $150 per surgery |
| Diagnostic X-rays/Labs | $25/$25 |
| Diagnostic CT/MRI/MRA/PET scan | $100/$100/$100/$100 |
| Nuclear Cardiac Imaging | $100 |
| Inpatient Medical and Maternity Care | $150 per admission |
| Prescription Drugs | |
| Medication via Pharmacy (1 month supply)
*Generics for treatment of high blood pressure, high cholesterol, and diabetes | Generic* - $15
Preferred - $30 Non-preferred - $50 |
| Medication via Mail Order (90 day supply)
*Generics for treatment of high blood pressure, high cholesterol, and diabetes | Generic* - $30
Preferred - $60 Non-preferred - $150 |
| Emergency Care (waived if admitted) | $75 |
| Mental Health (biological based) | |
| Office visits | $20 |
| Inpatient Admission | $150 per Admission |
| Mental Health (non-biological based)- | |
| Office visits | $20 |
| Inpatient Admission | $150 per admission |
| Substance Abuse | |
| Outpatient Office Visits and rehabilitation | $20 |
| Outpatient detoxification | $20 |
| Inpatient Admission (rehabilitation) | $150 per admission |
| Inpatient Admission (detoxification) | $150 per admission |
| Rehabilitation Services | |
| Cardiac Rehabilitation | $25 |
| Home Health Care | $0 |
| Inpatient Rehabilitation Services | |
| Skilled Nursing Facility (Up to 100 days per benefit year) | $150 per admission |
| Inpatient Rehabilitation or Chronic Disease Hospital (Up to 60 days per benefit year) | $150 per admission |
| Short-term outpatient rehabilitation (Physical and Occupational Therapy limited to a combined 60 visits per benefit year; Speech Therapy no limits other than medical necessity) | $25 |
| Autism Spectrum Disorder Services (no annual or lifetime benefit limits other than medical necessity) | |
| Outpatient Office Visits(Medical Necessity review after12 visits) | $20 |
| Outpatient rehabilitation (Physical, Occupational and Speech Therapy, Social Work Visits) | $25 per visit |
| Habilitative Services (Professional, counseling and guidance services and treatment programs including but not limited to applied behavioral analysis) | $25 per visit |
| Other Benefits | |
| Ambulance (Emergency covered. Non-emergent covered only when prior authorized.) | $0 |
| Durable Medical Equipment, Supplies, Prosthetics, Orthotics, Oxygen, & Respiratory Therapy Equipment.
| $0 |
| Hospice | $0 |
| Routine foot care (for diabetics) | $0 |
| Vision (exam and glasses every 12 months) | $30 |
| Wellness (Family Planning, Nutritional Counseling, Prenatal, Nurse Midwife) | $0 |