New Limits on Health Plan Enrollment

As of December 1, 2010, Massachusetts law limits when you can purchase commercial health insurance.  This includes all CeltiCare Direct plans.  Click here for more information.

How it works:

The law applies to individuals and families buying health insurance on their own, apart from an employer’s plan or government-subsidized program.  If that describes you, you have one final opportunity to buy health insurance in 2011, during what is known as the Open Enrollment period which runs July 1^st – August 15^th.

Outside of the Open Enrollment period you will need one of the following qualifying events listed below to purchase commercial health insurance.

Special conditions for buying at any time:

Some people may meet special conditions that will allow them to buy health insurance at any time of the year. You may qualify if you act within 63 days of losing coverage because you:

• Became ineligible for an employer’s plan and do not qualify for another employer’s plan or a government-subsidized plan; or

• Became ineligible for your government-subsidized plan; or

• Used up all of your COBRA or mini-COBRA benefits.

Please note, these rules do not apply to Commonwealth Care.

If you have any questions regarding this or any other CeltiCare benefits, please call the CeltiCare Member Services Department at 1-877-264-6520 (TDD/TTY 1-866-614-1949), Monday through Friday, 8 a.m. – 5 p.m.

For more information on new limited enrollment laws, go to www.mass.gov/doi.